Showing 4 posts in Insurance Coverage.

Michigan No-Fault Reform Update

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As an update on the changes promised by both political parties in Michigan, this morning the Michigan Senate passed Senate Bill 1, which would significantly alter the Michigan No-Fault Act.  A comprehensive review of the bill is being performed by Segal McCambridge attorneys and we will have updates throughout the coming weeks as it pertains to common problems that are encountered by insurers.  More »

An Examination of the Illinois Insurer-Insured Privilege: What is Protected and What is Discoverable?

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Introduction
In today’s litigation climate, cases often not only involve a plaintiff, a defendant, and their attorneys, but also insurance carriers who have vested interests in the outcome of cases involving their insured. Prior to and throughout the course of litigation, an insured will often not only communicate with their attorney, but also with their insurer. It is common, for example, that an insurer will take a statement from their insured while analyzing a potential claim. The threshold question of which components of an insurance claim file are discoverable is crucial in a litigated matter. This Article explores the Illinois Insurer-Insured Privilege. A misunderstanding of this privilege can have severe consequences, including the disclosure of material information that the parties believed, in good faith, was confidential, and would never be subject to production. More »

TEXAS INSURANCE LAW ALERT: Storm Claim Litigation Reform Statute: Texas House Bill 1774

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House Bill 1774 (H.B. No. 1774) was signed by Texas Governor Greg Abbott on May 26, 2017, enacting Chapter 542A of the Texas Insurance Code and modifying other existing statutes. H.B. No. 1774 was designed to address lawsuit abuse arising out of Texas weather-related property claims. A summary of the bill follows. More »

CLIENT ALERT: Seventh Circuit Negates Need for a Certificate of Insurance Before Loss - CGL Coverage Exists for an Additional Insured if an Oral Agreement Prior to Covered Event

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The Seventh Circuit Court of Appeals, in Cincinnati Ins. Co. v. Vita Food Products, Inc., No. 15–1405 (7th Cir. Dec. 16, 2015), has issued an important decision with far-reaching impact on the interpretation of “additional insured” status under commercial general liability (“CGL”) insurance policies. With this decision, additional insureds should have an easier time seeking coverage. More »

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