Insurance & Reinsurance Litigation & Counseling

Overview
News & Insights

Insurance and reinsurance industry players face myriad challenges when conducting business, offering insurance products and services, adjusting claims, evaluating coverage, appraising losses and handling insurance- and reinsurance-related litigation. Meeting these challenges requires sophisticated advice from legal counsel who knows the industry, its services and products, understands the law and possesses the litigation skill and national reach to resolve disputes wherever they arise.

Proactive Guidance

With just that skill set, Segal McCambridge provides insurers and reinsurers with proactive, tailored solutions and practical legal advice on all facets of their businesses, while always remaining mindful of the client’s goals and budget. From coverage analysis, loss counseling, adjustment advice, broker, agent and underwriting issues, regulatory compliance, indemnity, and marketing, licensing and distribution of insurance products to policy drafting and interpretation, corporate governance and risk management, we offer our clients clear, thorough and objective analysis and comprehensive guidance.

National & Global Service

Representing primary, excess and umbrella insurers, reinsurers, cedents, retrocessionaires, brokers, liquidators, third-party claim administrators, intermediaries and pool managers, among others, throughout the United States and internationally, we maintain a nationwide network of experienced attorneys and relationships worldwide. Our lawyers collaborate across disciplines to assure the specific industry and legal knowledge and experience required to effectively and cost-efficiently resolve any issues impacting our clients.

Comprehensive Experience

Whether it’s a first-party, third-party, or professional liability risk, our insurance and reinsurance lawyers are highly experienced with a wide variety of insurance products and coverages. Well-versed in the interpretation and applicability of all types of insurance products and reinsurance agreements and their relationship to first-party and third-party claims, we have counseled clients and litigated claims regarding diverse insurance and reinsurance issues, including:

  • Agent/broker activities
  • All-risk policies
  • Arson
  • Bad faith, punitive damages and extra-contractual exposures
  • Boiler and machinery policies
  • Builders' risk policies
  • Business interruption and extra expense claims
  • Civil rights
  • Claims forecasting
  • Commercial lines coverages
  • Commutation
  • Construction
  • Contamination
  • Consumer class actions
  • Contract disputes
  • Cyber risk and liability
  • Debris removal
  • Difference-in-condition (DIC)
  • Directors' and officers' liability
  • Earthquake losses
  • Employee benefits and fiduciary liability
  • Employment practices/employer liability coverages
  • Energy
  • Environmental claims
  • Environmental impairment/pollution liability coverages
  • Errors & omissions
  • Excess-primary disputes
  • Fidelity and surety coverages
  • Fine arts losses
  • Flood claims
  • Food & beverage
  • Fraud, false swearing and misrepresentation
  • General liability coverages
  • Hail damage
  • Hurricanes, tornados & other wind-losses
  • Inland marine
  • Insurer insolvency
  • Intellectual property and other non-tangible coverage
  • Inter-company disputes
  • Law enforcement professional liability
  • Life, health and disability
  • Mining losses
  • Named peril, fire and extended coverages
  • Personal lines coverages
  • Professional liability/malpractice coverages
  • Marine coverages
  • Occupational accident
  • Product impairment/recall & liability claims
  • Reinsurance
  • Rescission
  • Risk transfer
  • Subrogation & loss recovery
  • Technology, internet liability & e-commerce
  • Terrorism, political & war risks
  • Transportation losses
  • Treaty and facultative agreements
  • Umbrella coverages
  • Warehouseman's liability
  • Warranty claims
  • Workers' compensation

Dispute Resolution

Segal McCambridge attorneys are experienced with all forms of alternative dispute resolution, including appraisals, arbitration and mediation, and often help clients resolve disputes without formal and expensive litigation. When litigation is unavoidable, however, clients benefit from our skill, experience and aggressive approach to handling declaratory judgment actions.

Our multi-jurisdictional Insurance and Reinsurance team takes on many of the most challenging cases, successfully resolving complex, cross-border insurance and reinsurance disputes, multi-district litigation and class actions. We represent clients before administrative bodies, in investigations and in courts at all levels. Well-versed in the interpretation and applicability of all types of insurance products and reinsurance agreements and their relationship to first-party and third-party claims, we have advised clients in many cases of first impression and have helped shape insurance law in several jurisdictions.